Why Do I Need an Insurance Agent?

With the advent of the internet, you now have the opportunity to buy a health insurance policy in the comfort of your own home. No submitting applications to provider offices, no travelling to agents. You can do it all on your own, without ever stepping out the door. So you ask, “Do I need an insurance agent?” It is important to remember that the convenience of the internet doesn’t necessarily equal higher quality. By working with an agent, you have a better chance of securing the most affordable rate for the right level of coverage. Below, you’ll find some of the top advantages of having an agent by your side while shopping for insurance plans.

• The world of insurance is full of specific terminology and complicated terms. Rather than try to make sense of it all yourself, an agent will be able to use their expertise to shed light on and guide you through the process of choosing and buying a policy.
• You get a wide range of choices presented to you at once by an agent, who has in-depth knowledge about each of the plans in their portfolio and the likelihood of your application acceptance.
• Making a mistake on your application can result in higher premiums or rejection. When you file your application with an agent, they will double check your application and prevent any mis-filings.
• Getting help from an agent comes at no cost to you. Instead, it’s the insurance companies that pay a commission to the agent.

JT Insurance services has agents on standby, ready to help you find the best health plans available. Give us a call or send an email to get free assistance with your insurance shopping. Then you can decide… “Do I need an insurance agent?”