Serving Californian’s by Californian’s for over 10 years
Auto Insurance in California
To drive your automobile on the road, the State of California requires that you must have proof of valid auto insurance. It’s easy to choose a policy with the minimum coverage. But this could cost you dearly in the long run as these policies often leave you vulnerable when you need protection.
At JT Insurance Services, we can customize an insurance policy that you can feel confident about.
Every Driver in California must have insurance to cover:
Property Damage Liability (for damage caused to property or belongings in an accident)
Body Injury Liability (for physical injuries caused to someone in an accident)
This requirement reduces the costs to the public when uninsured accidents happen. In no way do they truly help you. If you want to fully feel safe and protected by your auto insurance, then you will want to consider additional coverages.
What are these additional coverages?
Uninsured or Underinsured Motorist. Not everyone is going to follow the law and maintain the required auto insurance. If you find yourself in an accident with someone uninsured or underinsured, it can be costly. This coverage will protect you when this happens.
Collision. If your car is damaged by a moving object, this coverage will cover the cost of repairing or replacing your auto.
Comprehensive. California can have some extreme weather. This additional coverage can protect your auto from damage caused by natural disasters, weather, theft, fire, or any other source that is not another vehicle.
Commercial. Protect your business while on the road.
Medical. Accidents can send drivers and passengers to the hospital. And that means mounting medical bills. This coverage provides funds that help cover this medical care.
Of course, your policy wouldn’t be complete without a few added perks – like roadside assistance – to boost your safety and security on the road.
JT Insurance as a customized auto insurance policy to meet your needs in the greater Los Angeles area. Contact us today!