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Motorcycle Insurance in California
Motorcycle riders in the state of California need to be insured and check for any specific requirements that might apply to them. JT Insurance Services is an agency that can offer help to anyone who is shopping for motorcycle insurance locally in Los Angeles, CA.
Under California law, any motor vehicle with only two wheels is defined as a motorcycle. Take note that this does not include vehicles with 3 wheels, as those are a separate category. Some freeways in the state also prohibit two-wheeled vehicles, so it is important to check for road signs before entering one of these areas.
California requires all motorcyclists to have basic liability coverage to drive on the state’s roads. Drivers can also choose whether they want to purchase additional coverage for things like collisions, comprehensive coverage, or other options offered by your specific provider. Also, keep in mind that vehicles that are financed or have a lien on them will usually require collision insurance to protect the bank’s interest in the vehicle.
Motorcycle accidents can tend to be more disastrous and expensive than normal automobile accidents, which is factored into several policies and laws. For example, it is required that riders always wear a helmet in California, while some other states do not have this regulation. Drivers must also carry an insurance card or document that proves a vehicle is always insured. This means that it is important to get the right kind of coverage to remain safe and receive enough help if something goes wrong. It is also important to follow these regulations, as breaking the law can have insurance consequences.
JT Insurance Services has agents available to discuss any concerns you may have about a motorcycle insurance policy. People in the greater Los Angeles, CA area can contact one of these agents to get more information today.