Serving Californian’s by Californian’s for over 10 years
Condo Insurance in California
There are many condos in California, and the question of whether you need condo insurance even if your condominium association already have their own in place is ubiquitous particularly in Los Angeles, CA. At JT Insurance Services, we strongly advise our clients not to rely on this coverage as it does not cover your belongings or injuries that your visitors may sustain while at your place. However, condo insurance will come in handy as it will cover all your belongings as well as your family and loved ones.
What is condo insurance?
Condo insurance is purchased by a condo unit owner and it generally helps pay for the loss of your personal property if it has been stolen or damaged by natural disasters. You also get liability protection for property damage or bodily injury.
What does condo insurance cover
Just like any other standard coverage in California, condo insurance also offers several basic policies that help protect your condo unit as. Here is what your condo insurance cover:
Guest medical coverage
If a visitor is injured while at your condo unit, this coverage will help settle the bills and medical expenses incurred.
Personal liability coverage
If a neighbor or visitor around your condo is injured and you are at fault, this coverage will help compensate for the legal expenses in case you are sued.
Building property protection
This coverage particularly covers for repairs to the walls of the condo and its interior, which would include fixtures and inbuilt bookcases.
Personal property protection
Your belongings like appliances, clothes, furniture, electronics, and personal effects are all covered under this coverage. In case they are stolen or damaged by elements, the coverage may help repair or replace them based on the damage.
JT Insurance Services care about your safety and your overall financial stability. Give us the chance to take care of all your insurance needs and our top-notch customer service won’t disappoint. Visit us in the Greater Los Angeles, CA area and we will be grateful to be at your service.