Home Insurance in California

There is no better time than right now to review your homeowner’s insurance policy. Whether you are new to the Los Angeles area, looking to add additional coverage, or simply want to make changes to the terms of your current policy, JT Insurance Services is here to lend a guiding hand. California has certain state law requirements and other policy add-ons are recommended based on your location.

Homeowner’s insurance policies can make your head spin – and reviewing their terms can seem daunting. Don’t worry – we are here to get you the best insurance policy for your needs that will leave you feeling safe and protected.

Every state has certain insurance requirements for homeowners – and California is no exception. To safeguard you from anything unexpected, the California Department of Insurance suggests that you know where your homeowner’s policy is and what it covers in case an emergency arises. Did you know that the state of California allows you to determine which coverage protections are right for your home? This includes both coverages for your actual property and coverage for any liability or medical situations that arise due to injury or accident.

To keep insurance companies in line, the California Department of Insurance has authority over the rates you are provided. They even get the final say as to whether or not the rate is approved! This allows you to purchase a fair policy while also keeping the insurance companies in line.

Throughout Los Angeles and the entire state of California, wildfires, earthquakes, and mudslides have made the headlines. Many homes and structures have been damaged or lost due to these natural disasters. This is exactly why you need homeowner’s insurance. You will have a provider that can lead you through the steps to get your home – and your life – back on track should disaster strike.

Ready to buy or update your homeowner’s insurance policy? Contact JT Insurance Services in the greater Los Angeles area today!