Commercial Insurance in California

You don’t own your business because you have to. You own because you want to. It is what you do best. And, it is the livelihood that helps you care for your loved ones. That’s why you always want to be protected from anything that could threaten your business. The highly-trained staff at JT Insurance Services is here to discuss customized insurance options for your business in the greater Los Angeles area.

Your business has its own distinct needs. Therefore, a one-size-fits-all commercial policy is not going to work. Protect your business with a plan that is designed specifically for you.

Here are the types of commercial coverage available:

• Commercial auto insurance. It doesn’t matter if you have 1 or 101 commercial vehicles on the road, having them insured and protected means they are always safe to travel so the flow of business won’t be disrupted.
• General Liability insurance. Don’t find yourself in hot water with legal troubles due to accidents or injuries on your business’s property. Protect yourself and your company.
• Property insurance. Your structure and everything in it is protected with this policy.
• Umbrella insurance. Find the limits on your regular policies too minimal or with too great of out-of-pocket expenses? This insurance works parallel with your others to save you money.
• Workers Compensation insurance. Required by California State law, employers carry this policy to help pay medical bills and living expenses for employees who have been injured while at the workplace.
• Business Owner’s Policy (BOP). A package deal of coverages that most businesses seek to protect things like property, employees, and income.

Depending on the type of business you have, you may also want to consider one of the following more specialized policies:

• Inland marine
• Boiler and machinery
• Crime
• Product liability

There are so many choices when it comes to commercial coverages that it is best to speak to an expert. At JT Insurance services, we can customize an insurance policy that will protect your Los Angeles business and give you the security you need so that you can focus solely on your business.